Cleaner data. Smarter choices. Stronger customer relationships.
Empower members to build credit responsibly, no loans required. Offer fair, innovative solutions that attract and retain deposits, supporting your mission of financial well-being.
Comprehensive, multi-bureau data driven by recurring payments from Bloom+, means you can approve more borrowers, support smarter underwriting, and unlock new growth.
Access real-time cash flow, income streams, balances, and non-credit transaction histories to underwrite smarter, detect risk earlier, and offer personalized financial products. Help improve customer loyalty and retention by reporting recurring payments like rent, utilities, and Telco payments to the bureaus to boost their credit.
Streamline your credit data reporting. Let us handle the formatting, compliance, and Metro 2® furnishing to all three bureaus.
Access multi-bureau, validated credit data that broadens lending opportunities and deepens customer relationships.
Lighten the load of dispute management and shift your focus to customer centricity without compromising compliance or accuracy.
With real-time, consumer permissioned data and deep industry integration, we help banks compete and lead in modern credit markets.
Leverage a transformative credit data infrastructure that keeps you at the forefront of financial services—and your customers’ wants and needs.
Gain immediate, enduring relevance by helping your customers—many of whom may be shut out of traditional credit-building pathways—build credit without taking on debt.
We give banks the infrastructure they need to compete with an industry changing quickly. All the Support. None of the Complexity.
Grow in alignment with your mission, compliantly. The future of banking is being built by those who embrace innovation. Be a part of the fair credit movement.
