Consumer Lending
Deliver Better Consumer Lending Experiences and Decisions—No Heavy Lift
Real-time, actionable data designed to simplify operations within an evolving credit ecosystem.
Approve More People Confidently
Reduce Risk Without Reducing Opportunities
Strengthen Stickiness in a Competitive Market
Personalize Offers, Approve More People, and Deepen Financial Relationship
Access and report new credit signals that matter most while improving retention and stickiness.
Pre-Qualification & Offer Personalization
Use inclusive, accurate credit data to pre-screen and tailor loan offers, increasing approval rates and improving user experience while reducing acquisition costs through hyper-targeted marketing based on real-time credit eligibility.
Real-Time Credit Risk Assessment
Instantly evaluate creditworthiness with up-to-date, validated, inclusive credit data. The result is faster decisions, better risk segmentation, and more inclusive lending to underbanked or thin-file consumers as well as sub and near-prime borrowers.
Automated Credit Reporting
Streamline regulatory compliance and enhance borrower transparency with automated, accurate furnishing to credit bureaus. Strengthen your reporting obligations while helping customers build or rebuild their credit over time.
Loan Portfolio Expansion & New Product Design
Leverage rich credit data insights to identify unmet borrower needs, enabling rapid testing and launch of new loan products tailored to underserved segments.
Transformative Credit Data Infrastructure Driving Better Lending Decisions
Reach more qualified consumers and scale lending products without legacy limitations.
Credit Data Built for Today’s Borrower Needs
Unlock deeper insights into consumer creditworthiness—including thin files and emerging profiles—to expand access and improve approvals without increasing risk.
Instant Credit Decisions, Streamlined Lending Journeys
Fuel every step of your lending workflow with real-time, validated credit data that reduces friction and drop-off.
Next-Gen Lending Technology, Zero Heavy Lifting
Launch modern credit experiences with plug-and-play infrastructure that doesn’t strain your dev team.
Reliable. Compliant. Built for Lending Scale.
Deliver accurate, up-to-the-minute credit data at scale with built-in compliance and furnishment to support rapid portfolio growth.
