Transform checking accounts into credit-building tools and fuel growth by tapping into financial data—like recurrent transactions from rent, telco, water, gas, and electric payments—that reflects real-life creditworthiness.
Empower members to build credit responsibly, no loans required. Offer fair, innovative solutions that align with your mission of financial well-being.
Access accurate, validated data instantly to support precision underwriting, deeper member insights, and stronger compliance.
Turn checking accounts into credit-building engines that strengthen loyalty and expand access to fair, affordable credit for members.
Simplify credit data reporting and let us do the heavy lifting, formatting, and furnishing to all three bureaus with Metro 2® compliant files.
Access accurate, validated credit data so you can say “yes” to more members — and deliver tailored offers that make them say “yes” to you.
Reduce the operational burden of dispute management and focus on growing your business—without sacrificing compliance or accuracy.
Community-driven institutions evolve alongside their members. Bloom helps you stay relevant—and essential—in their financial lives.
We help credit unions navigate the intersection of tech and trust with a modern credit data infrastructure that underpins your core mission.
Many consumers, especially younger and underbanked individuals, are shut out of traditional credit-building pathways. Your institution can be the one that changes that story.
Outdated infrastructure makes it hard to adapt. Our tech integrates easily, provides real-time data, and helps you act on member needs faster.
Grow without losing purpose. Bloom partners with you to balance innovation with mission, so you can lead with technology and empathy.
