There are 100 million Americans who are thin-file, no-file, or have subprime credit. Bloom Plus lets these Americans build credit using everyday payments they’re already making.
Built for banks, credit unions, fintechs and beyond.
With a single unique link, you can offer your customers a single tool for building credit right from their checking account.
- Improve Deposit Retention
- Grow non-interest income
- Increase lending opportunities
What our partners say
Bloom+ helps us meet our member and community commitments by offering a simple way for Inspire members to build credit with the bills they already pay from where they already bank. We're proud to be a Bloom Plus launch partner in 2024.
Partnering with Bloom Credit significantly reduced the burden of handling consumer credit disputes, allowing us to focus on growing our business.