Bloom Credit Simplifies the Complex—So You Can Focus on Your Customers

Handling credit disputes in-house means building compliant workflows, tracking deadlines, and coordinating with bureaus. We make it easy by providing a turnkey solution for you.

Pre-Built Compliance Workflows

Leverage ready-to-go templates, timelines, and procedures designed to meet FCRA and bureau standards out of the box.

Dispute Case Management

Track, review, and resolve consumer disputes in a secure, centralized way.

Expert-Designed Dispute Management

Built by credit and compliance professionals, our system helps you get it right the first time. No guesswork, no shortcuts.

Bureau-Integrated Resolution

Push updates, corrections, and resolutions to all three bureaus through a single flow that’s fully formatted and fully compliant.

Clean Credit Data, Fair Credit Access—Powered by Smarter Dispute Management

Be a part of the transformation with transparent, accurate dispute resolution.

Seamless e-OSCAR Handling with Built-In Compliance

We manage disputes directly through e-OSCAR and keep every case on track with automated FCRA timelines, ensuring fast and compliant resolutions.

Audit-Ready by Design

Be prepared for reviews at any time with full case histories, activity logs, and documentation trails automatically maintained.

No-Code, Ops-Friendly Tools

Manage disputes without engineering lift using a clean, intuitive interface that fits right into your existing workflows.

Scales with You

From 10 to 10,000 disputes a month, we can help you handle volume effortlessly, so you never hit an operational ceiling.

Resolve Disputes. Restore Accuracy. Advance Fair Credit.

Let Bloom Credit partner with you to resolve credit disputes quickly and to give credit where credit is due.