Bloom Credit is built for the future
of financial services
From consumer data to business reporting and everything in between. Bloom Credit makes it easy to stand up great financial services backed by great data access and reporting.
Consumer
Lending
Make decisioning fast and easy by accessing credit data from all bureaus with our single API
Business
Lending
Data access and reporting all in one place
Credit
Builders
Get the best in-class reporting tools with the most validations to ensure accuracy
Subscription
Services
Help your customers build credit with bills they already pay on a monthly basis
Debt
Collection
Put some teeth in your collections process when you report through Bloom
Rent
Reporting
Offer your customers the ability to build credit with validated reporting
Streamline operations and
grow your business fast
Compliance, simplified
You want to launch competitive credit products in a difficult compliance landscape. We help you navigate credit reporting so you can focus on the big picture.
Ambitious go
to market
Serving today’s customers requires unique solutions and strategies. Our API helps you launch quickly and seamlessly to better serve your end user.
Scale quickly
Launch more products. Connect to all bureaus, including FICO and Vantage credit scores. Enjoy across-the-board integrations and compliance. All from one credit data API.
Helping you reach
new financial markets
Problem
Your industry is crowded and noisy – and technology is evolving at a breakneck pace. Standing apart in a sea of competitors requires innovation and an eye toward the future. Outperforming the competition requires you to solve big problems with next-gen financial technology. But with that mandate comes a slew of challenges:
- Navigating a complex regulatory compliance landscape
- Building products with limited tech resources
- Lengthy time to market gives the competition a leg up
Solution
Bloom Credit is your one-stop shop for credit data APIs and credit reporting for the financial services industry. Clients trust us and our API as the single endpoint from which they can access and furnish credit data to and from one or more bureaus. We solve for the complexity inherent in the fintech space by offering:
- Baked-in compliance so you can focus on creating innovative, new products
- A single, robust API that evens the playing field for clients of all sizes to compete
- Easy onboarding and developer-friendly credit data API docs that get you integrated in one week