Life at Bloom
Credit that changes lives. Work that changes yours.
We’re building the financial data infrastructure that helps more people get access to fair credit. Come build it with us.
The bigger picture
Why we’re here
We’re committed to giving credit where credit is due and building the infrastructure that helps more people get fair, inclusive access to credit so they can chase the life they’re working toward.
For too long, the systems that decide who gets credit have run on incomplete data and legacy technology. We connect financial institutions, fintechs, bureaus, and core platforms with accurate, inclusive, real-time financial data. So the right people get a fair shot.
And we think about the mission bigger than any single loan or lender: we’re transforming the entire credit ecosystem for the benefit of everyone in it: consumers, companies, the economy, and the world.
It’s technical work with a human outcome. That’s the part that gets us up in the morning.
RECOGNIZED FOR THE WORK
Link to: Bloom Credit Is a 2026 Finovate Award Finalist for Best Embedded Finance Solution
2026 Finovate Award Finalist
Link to: Bloom Credit Wins 2026 FinTech Breakthrough Award for Banking Infrastructure Software of the Year
Banking Infrastructure Software of the Year
Link to: Built In Honors Bloom Credit in Its Esteemed 2026 Best Places To Work Awards
Built In — 2026 Best Places to Work
Builders Wanted
If you see a problem and reach for a solution before anyone asks — you’ll fit right in.
Bloom is a small team with outsized impact on the credit ecosystem. Every person here owns real outcomes, ships things that matter, and helps shape what the company becomes
How we work
Bloom OP
Five principles we actually use
Bloom exists to expand credit access for people who deserve it. Everything else including how we build, how we communicate, and how we treat each other flows from that. These principles are how we make sure the way we work matches the work we’re doing.
01
Own it before you’re asked
See a problem, fix it. We don’t wait to be told — we take initiative, follow through, and hold ourselves accountable for outcomes, not just effort.
“For taking initiative cleaning up Platform team’s house — from tackling Bloom app’s tracing and scorecards in Datadog, significantly improving our monitoring capabilities, to creating an approval process for FE releases, streamlining our deployment process. We can always count on him to make things happen.”
— Dmitriy R., on Jia H. · from Bloom’s #kudos Slack channel
02
Trust is the product
We earn it with clients, partners, and each other through honesty, consistency, and doing what we say we’ll do — because everything we build depends on it.
“The contracting and due diligence for large clients has been a prime example of her excellence — one client even called the team’s recent submission the best they’ve ever seen! Navigating a process of that size and complexity requires patience, coordination, and a sharp eye for detail, all of which she demonstrated throughout.”
— Matt K., on Carly P. · from Bloom’s #kudos Slack channel
03
Stay curious, keep growing
We’re not potted plants. We ask questions, challenge assumptions, keep learning, and bring fresh thinking to hard problems — because good enough never stays good enough.
“Each time she greets me with curiosity, excitement and many ideas of her own. Not every idea is going to be a good one, but her willingness to engage and throw darts at the wall with me as we think about the best way to share our vision with our clients helps keep me moving forward, and encourages me to continue to think about things in different ways.”
— Ryan O., on Christina T. · from Bloom’s #kudos Slack channel
04
Sharp products, not sharp elbows
We operate without ego, treat people with respect, and leave no room for politics or posturing. Humility and kindness aren’t soft — they’re how we do our best work.
“Thanks for always looking over my PRs, giving constructive feedback, and making me look back over things. I think you’ve prevented a lot of bugs, and I appreciate the scrutiny with which you examine my code. I seek to mimic your thoroughness in this new year.”
— Graham H., on Steven L. · from Bloom’s #kudos Slack channel
05
Build like it matters — because it does
The infrastructure we’re building touches real people’s financial lives. We hold ourselves to a high standard because the entrepreneurs trying to qualify for a loan, the consumers working to build credit, and the people who’ve been overlooked by the system are counting on us to get it right.
“The exceptional level of care and thoroughness he’s bringing to dispute resolution — taking an introspective approach to ensure we’re closing the loop on what we are furnishing versus what we should be furnishing.”
— Matt K., on Preston R. · from Bloom’s #kudos Slack channel
The day-to-day
Working at Bloom means…
Impact you can point to
You’ll own real outcomes and be trusted to run with them. Your work ships and is visible. It doesn’t disappear into a big org’s backlog.
Direct access to customers and leadership
No layers between you and the people who use what you build, or the people making the calls. You’ll be in the room.
Moving quickly in a regulated space
Credit and financial data come with real rules. We move fast anyway — by building good judgment into how we work, not by cutting corners.
Room to grow past your job description
Roles here aren’t fixed. As the company grows, you can grow into new areas with it. However long you’re at Bloom, we’re invested in your growth here and beyond.
From our team
Why I joined Bloom Credit
I can still remember the frustration my wife felt sitting at a Subaru dealership about to lease her first car. She knew exactly what she wanted and had already picked the color. We both knew there was a chance she wouldn’t be approved in her own name — but she’d held a low-balance credit card ever since moving to the United States from abroad, paid on time, for seven years. We’d bought our first home that same year, and despite sharing the financial responsibility, the bank told her she could be on the deed but not on the mortgage.
So here we were again, attempting to work her way into the credit system the right way — only for the dealer to tell her she wasn’t creditworthy, and the car she’d saved for would need to go in my name instead….
Benefits
We take care of our people
We’re remote-first and built around trust. The perks are real. We believe urgency and balance aren’t mutually exclusive. You can do the best work of your career and still have a life outside of it.
Meaningful equity
Every employee shares in what we’re building together.
Remote-first
Work where you do your best work — with a $500 home office stipend upon hire.
Health, dental & vision
Bloom covers up to 100% of individual premiums, effective your first month.
Unlimited PTO & sick days
Time off you’re trusted and encouraged to actually use.
Parental leave
Three months for birthing parents, one month for partners.
401(k)
Company-sponsored, with Bloom covering 100% of plan costs.
FSA, HSA & more
Pre-tax savings, life insurance, short-term disability, and commuter benefits.
Weekly team lunch
Delivered to your door, on us. A small ritual that keeps a remote team feeling like a team.
Always learning
100% reimbursement on work-related books. Curiosity is in the OP for a reason.
