Bloom Credit Named a Finalist in The Money Awards 2026 for Banking Infrastructure
Financial data infrastructure company named a Money20/20 finalist in Banking / Infrastructure for the second consecutive year
CHICAGO (September 28, 2026) Bloom Credit, a financial data infrastructure company, today announced it has been named a finalist in Money20/20’s The Money Awards 2026. The company earned a spot in the Banking / Infrastructure category. This marks Bloom Credit’s second consecutive year as a finalist in the category.
The Money Awards recognize products, companies, and ideas that set standards across fintech. A jury selected this year’s finalists. Winners will be announced October 18, 2026, during Sunday Night Live at Money20/20 USA in Las Vegas.
“Being named a finalist two years in a row tells us the industry sees what our clients see,” said Christian Widhalm, CEO of Bloom Credit. “Banks and credit unions need infrastructure that lets them serve more consumers with confidence. Consumer-permissioned data gives them a clearer view of the people they serve. It gives those consumers a fair path into the credit system.”
Infrastructure That Expands Credit Access
About 7 million Americans are credit invisible, and about 25 million more are unscored, according to the CFPB. Many of these consumers pay rent, utilities, and Telecom bills on time. Those payments rarely appear in their credit files.
Bloom Credit helps banks and credit unions close that gap. Its API platform provides access to validated financial data and reporting in real time. Bloom+ lets account holders share rent, utility, and Telecom payment history through consumer-permissioned data. Bloom Credit then reports positive payment history to TransUnion and Equifax.
Results for Financial Institutions
Institutions using Bloom+ report:
- 657 average initial credit score among enrolled account holders
- 16 to 23 point credit score increase, beginning within 72 hours of enrollment
- 61% of enrolled account holders get a new loan within 90 days
- 31% increase in bill payment activity
- 13% deposit balance growth
- 98%+ one-year retention
A Record of Industry Recognition
The Money Awards finalist spot adds to Bloom Credit’s recent honors. These include FinTech Breakthrough’s Banking Infrastructure Software of the Year (2026) and Money20/20 recognition for Banking / Infrastructure (2025). Finovate and the CU Times Luminaries Awards also recognized the company in 2025. CEO Christian Widhalm is a finalist for the 2026 CU Times Luminaries Awards.
See the full list of The Money Awards 2026 finalists at https://www.money2020.com/awards/finalists26.
About Bloom Credit
Bloom Credit is a financial data infrastructure company. Bloom’s API platform, strategic relationships and critical innovations, such as Bloom+ for consumer-permissioned data (CPD), enable access to validated financial data and reporting in real-time. The company’s fintech solutions empower organizations to create, launch and grow new classes of credit products, increasing business relevance and better addressing their consumers’ needs. The FinTech Breakthrough Awards named Bloom Credit Banking Infrastructure Software of the Year (2026), and the company has been recognized by Money 20/20 for Banking Infrastructure, by Finovate for Excellence in Financial Inclusion (2025), and by the CU Times Luminaries Awards (2025). The company is backed by leading venture investors including Crosslink Capital, Allegis Capital, and Commerce Ventures. To learn more about Bloom Credit, visit BloomCredit.io.
Media Contact:
Bloom Credit
(929) 220-2111
bloomcredit.com
