Small Business Lending

We know that lending to small business is more complicated than consumers, so we built the infrastructure to make data access and reporting easy.

Streamline operations and
grow your business fast

Helping you reach
new financial markets


Collecting late payments is hard, attaching incentives to these payments is even harder.

  • Enforcing personal guarantees is difficult when trying to collect.


Bloom reduces delinquencies by attaching personal guarantees to the individual credit files of business owners so they are incentivized to pay on time.

Additionally, our single API makes it easy to report business data to the bureaus in near real-time.

  • Make sure your business clients pay by connecting payments to their personal file
  • Open API for tradeline payment data to be sent to the major bureaus.