100 million Americans can’t access mainstream credit.

Enter Bloom Plus. A simple no-code solution that allows for everyday payments to result in better credit for your customers.

There are 100 million Americans who are thin-file, no-file, or have subprime credit. Bloom Plus lets these Americans build credit using everyday payments they’re already making.

Built for banks, credit unions, fintechs and beyond.

With a single unique link, you can offer your customers a single tool for building credit right from their checking account.

  • Improve Deposit Retention
  • Grow non-interest income
  • Increase lending opportunities

What our partners say