Credit Builders

Over 600 validations, all three bureaus, one modern API.

Streamline operations and
grow your business fast

Helping you reach
new financial markets


Generating Metro 2 files, maintaining FCRA compliance, furnishing to all three bureaus, and making sure all your reporting is accurate isn’t just a full time job, it’s a full time business

  • Navigating a complex regulatory and compliance landscape.
  • Building products with limited tech resources
  • Sending data to all three bureaus is three times the headache


A single API that connects you to four major credit bureaus. Bloom validates your data and ensures compliance and data security. Bloom transforms all data to compliant, accurate Metro-2 format in near-real time.