Our infrastructure handles the complexity of Metro 2® reporting so you can focus on delivering seamless, compliant credit experiences to your customers.
Our infrastructure converts your raw data—including complex consumer scenarios—into fully Metro 2® compliant formats for all three major bureaus so you can furnish faster without infrastructure headaches.
Our lightweight API can “plug into” existing data systems with ease so you can report credit data seamlessly.
Our infrastructure runs 700+ validation checks before data is reported—ensuring data integrity and low dispute rates and de-risking your compliance exposure.
Our furnishment solution applies 700+ validation rules across a wide range of use cases, freeing you to focus on your core business.
Tap into the trusted infrastructure for building credit-forward products.
We furnish historically excluded data types—like non-credit recurring payment deposit account behavior—to support and enable credit reporting agency (CRA) obligations.
Enjoy low-lift compliance, data formatting, and matching logic, minimizing your engineering investment so you can go live in days, not months.
Our infrastructure qualifies financial institutions as first-party furnishers—a key qualification for consumer permissioned data certification.
Broaden the qualified borrower base by furnishing data that props up thin-file consumers, increases loan eligibility, reduces risk overlays, and enhances credit decisioning models.
