Bloom+, with credit visibility built in

Bloom+ turns everyday bill payments into credit-building power. My Credit Score+ lets consumers see it happen. It’s an optional version of Bloom+, so you can offer Bloom+ with it or without it. It’s part of your entire Bloom+ instance: every enrolled consumer gets it automatically, from TransUnion® and branded as yours, with no separate implementation.

Credit Score

Your consumers’ credit standing, explained, not just a number.

  • VantageScore 3.0 credit score on the standard 300–850 scale, from TransUnion
  • Up to 4 positive and 4 negative factors, so consumers understand what’s driving their score
  • Score history stored over time, so consumers see a trend rather than a single snapshot
  • A branded touchpoint that gives consumers a reason to check in regularly

Credit Attributes

A curated credit snapshot, not a full credit report.

  • A Bloom-selected set of QuickView data points focused on credit building
  • Delivered alongside the score
  • Built for at-a-glance credit health, not a tradeline-level report

Score Simulator

Shows consumers what reporting their bills could do.

  • “What if” modeling shows a before-and-after score, giving consumers a reason to act
  • Models how the length of rent and utility bill history a consumer can report through Bloom+ could affect their score
  • Every result carries clear disclaimer language, so consumers understand exactly what they’re seeing

Why choose the My Credit Score+ version of Bloom+

A reason to come back

A credit experience under your brand gives consumers a reason to return to their account again and again.

The Bloom+ effect, made visible

Consumers see the direct impact of reporting their payments through Bloom+, and the simulator turns a score into a next step: enrolling more eligible bills.

Switches on where you already are

My Credit Score+ runs inside your existing Bloom+ deployment. No new integration, no separate rollout.

See Bloom+ with My Credit Score+ in action

My Credit Score+ is available now. Talk to your Bloom Credit contact or request a demo to see the full experience.

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