Add it to the Bloom Credit solution you already use

My Credit Score+ isn’t another platform to integrate. It’s an option on the Bloom Credit products you already rely on.

  • Enablement Services: Included out of the box. Keep it or opt out, and use Bloom’s ready-made UI or build it into your own.
  • Data Access and Furnishment: Add My Credit Score+ to give your consumers a complete view of their credit.
  • Offering Bloom+? See Bloom+ with My Credit Score+.

Credit Score

Your consumers’ credit standing, explained, not just a number.

  • VantageScore® 3.0 credit score on the standard 300–850 scale, from TransUnion
  • Up to 4 positive and 4 negative factors, so consumers understand what’s driving their score
  • Score history stored over time, so consumers see a trend rather than a single snapshot
  • A branded touchpoint that gives consumers a reason to check in regularly

Credit Attributes

A lightweight snapshot, not a full credit report.

  • Up to 25 QuickView data points, including utilization, balances, open and closed accounts, inquiries and more
  • You choose the fields your consumers see: the full bundle or a specific subset
  • Delivered alongside the score
  • Built for at-a-glance credit health, not a tradeline-level report

Score Simulator

Turns awareness into action.

  • “What if” modeling shows a before-and-after score, giving consumers a reason to act
  • Models new-account, 6-month and 12-month payment history scenarios
  • Built for rent and utility bill reporting, so consumers can see the value of the bills they already pay
  • Every result carries clear disclaimer language, so consumers understand exactly what they’re seeing

Credit Alerts

Keeps consumers informed, automatically.

  • New inquiries flagged instantly, other changes daily: new accounts, inquiries, delinquencies, fraud alerts and more
  • Delivered via secure webhook, notification only, with no score or account data included
  • A received alert is the cue to refresh; fresh data pulls the next time the consumer logs in

Why My Credit Score+ works for your business

A complete credit experience

One feature surfaces score, attributes, simulation and alerts, not a single widget.

From awareness to action

The simulator turns a passive score view into a concrete next step for your consumers.

Your UI or ours

Enablement Services clients can launch with Bloom’s ready-made experience or build My Credit Score+ into their own interface.

Rapid Setup

Adds on to your existing Bloom Credit integration.

See My Credit Score+ in action

Talk to your Bloom Credit contact or request a demo to see the full experience.

Request a Demo Talk to Sales